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Holiday insurance ‘should cover terrorism’
More insurance companies should provide cover against terrorism following a startling increase in the number of attacks, the British Insurance Brokers’ Association has said.
And in a move that will anger agents, the organisation also warned travellers not to simply accept insurance from high street retailers just because it is more convenient.
BIBA technical services manager Graeme Trudgill, quoting US State Departments figures which revealed there were 655 terrorist attacks in 2004 compared to 175 in 2003, warned that millions of travellers are at risk from poor policies.
“Since September 11, the majority of travel insurers have imposed blanket terrorism exclusions on their policies and many consumers could be left without insurance protection,” he said. “We would like to see more policies providing cover for this.”
Trudgill then took a swipe at agents by stressing it was imperative for travellers to scrutinise just what cover they have.
“Travel insurance is just as vital as your suitcase when going abroad. You should sees professional advice from an insurance broker, as opposed to just accepting inferior cover from a travel agent for example, just because it could be more convenient.”
Report by Steve Jones
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